While it might be  right that there is probably some form of money in 
the lower heavens for the exchange of value, one might also speculate 
that even in the lower heavens the basics are all free and people trade 
and compete for nice to have superfluities. In the higher heavens almost
 everything would be free except when one trades or competes congenially
 for sport, something akin to a Monopoly game or a friendly softball 
match. In the hells of course one would need to work for even for food 
because hellish beings would need that level of motivation to provide 
use to others. 
Coming back to our current planet: why do we 
need money here? Because people are self-centered. Would communism work 
our planet? No - because people want the most for themselves at the 
lowest cost. If possible, the imperfect beings on earth would just take 
what they need without doing any good for others. Why do we need 
capitalistic competition on planet earth? Because people  would take 
advantage of their customers if they did not have to worry about 
competitors offering the same goods and services. Having said that, 
communism (in the generic, non-Marxist sense) does succeed on earth in a limited set of situations: (1) Within
 loving families where members genuinely care about other, (2) Within 
small committed, highly motivated  religious communities such as 
religious orders (Catholic, Eastern Orthodox, Buddhist, Hindu, Sufi) or 
communes (such as the Protestant 'Twelve Tribes').           
 
 
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